Product 02 — LOC
$250K
Maximum credit limit
Revolving credit that sits ready when working capital tightens. Pay interest only on the balance you carry — nothing on the idle limit.
How it works
Three minutes of business basics and revenue details. Soft inquiry only — no hit to credit at this stage.
We review bank statements, time in business, and personal credit to size the right limit for your file.
You receive a line limit with draw pricing in writing. Accept what fits — the line sits at zero cost until drawn.
Pull from the line in minutes through your dashboard. Funds land same-day on most requests.
Repay per the draw schedule. As principal pays down, the available balance refreshes — no reapplication required.
Example scenarios
Case vignette · 01
A medical practice in Connecticut needed flexible capital to bridge insurance reimbursement cycles that varied wildly month to month. $150,000 revolving line approved at 11.5%, drawn and repaid across six months to smooth payroll.
Case vignette · 02
A Brooklyn retail operator wanted capital ready for seasonal inventory buys without paying for what she wasn't using. $80,000 line approved at 14.9%, only drew $45,000 for fall inventory — paid interest on what was drawn, nothing else.
Scenarios are composites drawn from real placements — names and specifics have been anonymized. Actual offers vary by file.
Terms
Actual offers vary by file. These are the ranges our underwriting desk prices week to week.
Fit
Good fit
Not a fit
FAQ
Ready when you are
Three minutes to apply. A funding advisor calls back within an hour.
Your information is encrypted in transit and at rest. Credit inquiries are performed only with your explicit authorization. Green Advance Capital does not sell personal information.