Commercial Capital.
$5K – $20M.
Working capital for American businesses. Up to $20M, funded in as little as 24 hours — without the runaround.
Approved amount
$185,000
Product
MERCHANT CASH ADVANCE
Term
12 months
Rate
1.24 factor
Industry
Restaurant · NJ
Funded in
22h 14m
Today’s average
$94,720
Our approach
How we underwrite.
We fund businesses, not scores.
Banks see a credit number. We read cash flow, customer base, and momentum — and we underwrite from there.
The terms are the terms.
Factor rate, total repayment, and remittance schedule are in writing before you sign. If the numbers don’t work for you, they don’t work for us.
Capital tailored to the business.
A cash advance isn’t right for every operator. Some need a revolving line; some need a multi-year term. The product fits the business, not the reverse.
By the numbers
Built for the businesses banks pass on.
$0M+
Capital deployed
Across 10,000+ businesses
0h
Funding speed
From application to deposit
0%
Approval rate
For qualified applicants
0.00×
Lowest factor
On qualifying MCA deals
Products
Three ways to put capital to work.
We fund every deal ourselves — underwritten in-house, priced straight, closed by the same desk that first picked up the phone. No middle layer, no bait-and-switch.
Funding calculator
How much can you qualify for?
Tell us what you’re looking for.
A short conversation. We’ll route you to Allen with the context already in hand.
How it works
From application to deposit, in three steps.
Apply
Three minutes. Basics about your business and last three months of revenue. No credit pull at this stage.
Approved
Our underwriting desk reviews your file, prices it against our own capital, and presents terms — usually same day.
Funded
Sign electronically. Capital lands in your operating account, often within 24 hours of approval.
Want the long version — documents, underwriting, signing?
Read the full processBy sector
Industries we fund.
We fund the businesses that keep neighborhoods running. 10,000+ and counting.
Restaurants
Expansion, equipment, seasonal cash flow.
Trucking & Logistics
Fleet additions, repairs, fuel cost gaps.
Medical & Dental
Equipment, build-outs, insurance reimbursement timing.
Retail & E-commerce
Inventory buys, seasonal stocking, new locations.
Construction & Trades
Material costs, payroll between draws, new equipment.
Auto Repair & Body
Parts, tools, lift additions, shop expansion.
Salons & Beauty
Build-outs, chair additions, product inventory.
Professional Services
Office build-outs, hiring, marketing spend.
Wholesale & Distribution
Bulk inventory, warehouse expansion, fleet.
Don’t see your industry on the list?
Tell us about your businessFrequently asked
Answers before you call.
Get funded
Your next move,
funded.
Three minutes to apply. A funding advisor calls you back within an hour. Capital can hit your account inside a day.
Or call (914) 677-2272 — Mon – Fri, 9–7 EST