Product 03 — Term
7.9%
Starting rate
Traditional working-capital loans for established operators. Predictable monthly payments. 1 to 5 year horizons. The rate-sensitive option.
How it works
Business basics, tax returns, and the last six months of bank statements. Soft pull at this stage — no hit to credit.
Our underwriting desk prices the loan against your full file — cash flow, credit, and collateral structure — in-house.
You receive a term sheet with rate, monthly payment, and amortization schedule in writing. We'll walk through trade-offs.
Sign electronically. Funds wire to your operating account, typically inside a week of approval.
One amount on one date each month until the loan concludes. Predictable, budgetable, and amortizing from day one.
Example scenarios
Case vignette · 01
A construction firm in upstate New York needed $400,000 to buy two used excavators outright rather than leasing. Strong 3-year tax returns and 720 FICO. Funded at 9.8% over 48 months, fixed monthly payments.
Case vignette · 02
A dental practice in Florida needed $250,000 to build out a second operatory. Funded at 10.2% over 36 months. Because the loan was used for a fixed-asset improvement, the structure fit the cash-flow profile better than an MCA.
Scenarios are composites drawn from real placements — names and specifics have been anonymized. Actual offers vary by file.
Terms
Actual offers vary by file. These are the ranges our underwriting desk prices week to week.
Fit
Good fit
Not a fit
FAQ
Ready when you are
Three minutes to apply. A funding advisor calls back within an hour.
Your information is encrypted in transit and at rest. Credit inquiries are performed only with your explicit authorization. Green Advance Capital does not sell personal information.