Commercial Financing Disclosures

Green Advance Capital arranges commercial financing through a network of direct lenders. We do not extend credit, fund loans, or originate financing on our own balance sheet. Each transaction is funded by the lender named in your closing documents.

We are paid a placement fee by the lender when a financing transaction closes. This fee is disclosed in the closing documents the lender provides to you. It does not change the terms of your financing or come out of your funded proceeds — it is paid out of the lender's own economics.

Any indicative rates, factor rates, terms, or amounts discussed during the application process are general and illustrative. They are not a firm offer of credit. A firm offer exists only when a lender issues you a written term sheet, which will include the lender's specific cost-of-capital disclosure as required by applicable law.

Operators in CA, NY, UT, VA, and GA receive additional commercial financing disclosures from the funding lender at the time of offer, as required under each state's Commercial Financing Disclosure law. Review those disclosures carefully before signing. If you have questions about how the disclosed cost compares across products, we'll walk through the math with you before you commit.

You are entitled to know — at any point in the process — the factor rate, APR, total payback, fees, payment schedule, and early-payoff treatment of any product we recommend. If anything is unclear in writing, ask us. If the lender's disclosure is unclear, ask the lender, and we'll help you get a clear answer before you sign.

Questions about commercial financing disclosures? Email legal@greenadvancecapital.com.