Our process
Four steps.
One application.
Most operators are funded in 3–7 days.
Here's exactly what happens between submitting your application and capital landing in your account. No surprises, no upfront fees, no pressure tactics.
01
Apply
Submit your application online — about 10 minutes for most operators. We need basic business information, monthly revenue, the amount you're seeking, and your last 3 months of bank statements. No tax returns at this stage, no business plan, no upfront fees. The application is encrypted in transit and stored under bank-grade security.
02
Review
We assess fit across our lender network and identify the strongest path for your situation. Most applications are reviewed within 24 to 48 hours. If we need additional information, we'll reach out directly — no automated emails, no call center.
03
Terms
You'll receive offers from matched lenders, presented side-by-side with clear comparison. We walk you through the structure, the cost, the timeline, and the tradeoffs. You decide on your timeline — no pressure tactics, no “this offer expires in an hour” nonsense.
04
Fund
Once you sign, capital is wired directly to your business account. For MCAs and lines of credit, funding typically lands within 1 to 3 business days. Term loans take 5 to 10 business days. SBA loans take 4 to 8 weeks.
FAQ
Common questions about our process.
Ready to apply
Ready to apply?
Ten minutes.
No upfront fees. No pressure. A decision in 24 to 48 hours, and capital wired soon after.