Equipment Financing · New York (NY)
Equipment Financing in New York.
Financing where the equipment itself is the collateral. From {min} to {max}, with terms that match the useful life of the asset. Funding for New York-based businesses placed directly with the lenders that fit the file.
- Range
- $10K – $5M
- Speed
- 3–7 days
- Coverage
- New York, US
New York market
The operators we fund here.
New York has the highest concentration of small businesses per square mile in the country, particularly across the five boroughs and Long Island. Hospitality, retail, construction, professional services, and trade dominate. New York is also home to the most active commercial financing regulatory regime in the country — the New York Commercial Financing Disclosure Law, in force since August 2023.
New York's CFDL requires uniform disclosure of cost-of-capital figures on most commercial financing offers. Disclosures appear at the offer stage from any lender we present to a New York operator.
- Restaurants and hospitality
- Construction
- Professional services
- Retail and wholesale
- Transportation
About Equipment Financing
How equipment financing works.
Equipment financing is a loan structured against the equipment being purchased. The asset itself serves as collateral — meaning the loan is secured, the lender's risk is lower, and the rate available is lower than an unsecured product of equivalent size.
For the full mechanics — qualifying criteria, common scenarios, and process detail — see the Equipment Financing overview. The page you’re on focuses on what’s specific to New York operators.
Ready to start
New York operators —
apply in ten minutes.
We’ll walk through equipment financing structures that fit your file and place the deal with the lender most likely to fund it. No upfront fees. Green Advance Capital is paid by the lender on closed transactions.