Merchant Cash Advance · New York (NY)

Merchant Cash Advance in New York.

Revenue-based capital, funded in 24 hours. Funding for New York-based businesses placed directly with the lenders that fit the file.

Range
$5K – $20M
Speed
24 hours
Coverage
New York, US

New York market

The operators we fund here.

New York has the highest concentration of small businesses per square mile in the country, particularly across the five boroughs and Long Island. Hospitality, retail, construction, professional services, and trade dominate. New York is also home to the most active commercial financing regulatory regime in the country — the New York Commercial Financing Disclosure Law, in force since August 2023.

New York's CFDL requires uniform disclosure of cost-of-capital figures on most commercial financing offers. Disclosures appear at the offer stage from any lender we present to a New York operator.

  • Restaurants and hospitality
  • Construction
  • Professional services
  • Retail and wholesale
  • Transportation

About Merchant Cash Advance

How merchant cash advance works.

Merchant cash advance is revenue-based capital. The funder advances a lump sum, then collects a small percentage of daily card or deposit revenue until the agreed amount is repaid. Repayment scales with the business — slower months mean smaller payments, stronger months mean faster payoff.

For the full mechanics — qualifying criteria, common scenarios, and process detail — see the Merchant Cash Advance overview. The page you’re on focuses on what’s specific to New York operators.

Ready to start

New York operators —
apply in ten minutes.

We’ll walk through merchant cash advance structures that fit your file and place the deal with the lender most likely to fund it. No upfront fees. Green Advance Capital is paid by the lender on closed transactions.

Your information is encrypted in transit and at rest. Credit inquiries are performed only with your explicit authorization. Green Advance Capital does not sell personal information.