SBA Loan · New York (NY)
SBA Loan in New York.
SBA 7(a) and 504 loans with the most favorable terms available to small business. From {min} to {max}, with a process measured in weeks, not days. Funding for New York-based businesses placed directly with the lenders that fit the file.
- Range
- $50K – $5M
- Speed
- 60–90 days
- Coverage
- New York, US
New York market
The operators we fund here.
New York has the highest concentration of small businesses per square mile in the country, particularly across the five boroughs and Long Island. Hospitality, retail, construction, professional services, and trade dominate. New York is also home to the most active commercial financing regulatory regime in the country — the New York Commercial Financing Disclosure Law, in force since August 2023.
New York's CFDL requires uniform disclosure of cost-of-capital figures on most commercial financing offers. Disclosures appear at the offer stage from any lender we present to a New York operator.
- Restaurants and hospitality
- Construction
- Professional services
- Retail and wholesale
- Transportation
About SBA Loan
How sba loan works.
An SBA loan is a conventional commercial loan partially guaranteed by the Small Business Administration. The SBA doesn't lend directly — it guarantees a portion of the lender's exposure, which reduces risk and unlocks pricing and terms that wouldn't otherwise be available to small business.
For the full mechanics — qualifying criteria, common scenarios, and process detail — see the SBA Loan overview. The page you’re on focuses on what’s specific to New York operators.
Ready to start
New York operators —
apply in ten minutes.
We’ll walk through sba loan structures that fit your file and place the deal with the lender most likely to fund it. No upfront fees. Green Advance Capital is paid by the lender on closed transactions.