Term Loan · New York (NY)
Term Loan in New York.
Predictable capital with predictable payments. From {min} to {max}, structured over 1 to 5 years. Funding for New York-based businesses placed directly with the lenders that fit the file.
- Range
- $25K – $5M
- Speed
- 3–7 days
- Coverage
- New York, US
New York market
The operators we fund here.
New York has the highest concentration of small businesses per square mile in the country, particularly across the five boroughs and Long Island. Hospitality, retail, construction, professional services, and trade dominate. New York is also home to the most active commercial financing regulatory regime in the country — the New York Commercial Financing Disclosure Law, in force since August 2023.
New York's CFDL requires uniform disclosure of cost-of-capital figures on most commercial financing offers. Disclosures appear at the offer stage from any lender we present to a New York operator.
- Restaurants and hospitality
- Construction
- Professional services
- Retail and wholesale
- Transportation
About Term Loan
How term loan works.
A term loan is the most traditional structure in commercial finance. You receive a fixed lump sum at closing and repay it in equal monthly installments over a defined period — typically 1 to 5 years. Every payment includes both principal and interest, amortized so the balance reaches zero on the final due date.
For the full mechanics — qualifying criteria, common scenarios, and process detail — see the Term Loan overview. The page you’re on focuses on what’s specific to New York operators.
Ready to start
New York operators —
apply in ten minutes.
We’ll walk through term loan structures that fit your file and place the deal with the lender most likely to fund it. No upfront fees. Green Advance Capital is paid by the lender on closed transactions.